Lloyds Bank, Halifax and Bank of Scotland customers can now see their savings and credit card accounts in real-time, alongside current accounts in their banking app.

Via Open Banking technology, as other banks and payment service providers join the service, app users will not only be able to see their accounts in different providers’ mobile apps, but also add savings accounts and credit cards held with other providers.

Other new features include ‘Save the Change’ and Google Maps functionality, as well as a secure 24-hour messaging service.

Customers can get help and support with making payments and travelling abroad as well as managing savings accounts and mortgages directly through the app. If their questions can’t be immediately answered, they will be linked straight to messaging with an adviser, without having to go through further authentication.

Stephen Noakes, transformation director at Lloyds Banking Group, said: “Customers are already using Open Banking to get a fuller view of their finances at their fingertips – adding savings accounts and credit cards to the mix will help provide an instant snapshot of their financial lives and make it easier to make decisions about spending and saving.

“Later this year, we will also be adding the ability to make payments and move money from other banks’ accounts via Open Banking,” he added.

Share Story: