Starling is partnering with rent recognition platform CreditLadder to enable customers to use financial data from monthly rental payments to build their credit score.

CreditLadder, an FCA-approved platform, enables renters to prove a successful history of timely rent payments in order to bolster their credit history.


The Open Banking integration between the digital challenger and CreditLadder will enable customers to access the credit building service through Starling’s online marketplace in the digital banking app.

Starling said that by proving to lenders and credit reference agencies that they can pay their rent both reliably and on time, those using the service could gain access to better rates on a range of financial products – such as mortgages, loans, credit cards and mobile phones.

Sheraz Dar, chief executive of Credit Ladder said: “Being added to Starling Bank’s Marketplace is a major milestone for us and a huge opportunity to help Starling Bank’s customers improve their credit position for free, should they wish to do so.

He added:"We want to see every tenant in the UK report their rent and see the benefits it can bring - this is a great step in realising that ambition.”

Since launching its API-based marketplace in 2018, Starling has partnered with a number of digital finance offerings including pension provider PensionBee, digital investing services Wealthsimple and Wealthify, mortgage broker Habito, insurance provider Churchill Insurance and loyalty partner Flux.

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