Klarna expands flexible financing to merchants

Klarna has partnered with business finance platform Liberis to offer pre-approved revenue-based financing for its global merchant base.

Klarna currently provides 250,000 merchants across 17 countries with its Buy Now, Pay Later (BNPL) service for shoppers.

Now, through the new partnership, the company is also offering flexible financing for businesses with payment terms based on their revenues and transactions.

Liberis’ API-powered technology integrates directly into Klarna's platform.

Merchants can complete a quick approval and underwriting process, and receive the funds within two business days of applying.

All of the transactions for the financing - both receipt and payment - take place within the merchant’s Klarna account, at a pre-arranged rate of their choosing.

“Klarna’s “Buy now Pay Later” functionality has allowed merchants to serve their customers for many years,” said Rob Straathof, chief executive, Liberis. “We are thrilled to expand this functionality by offering these companies a flexible financing option, embedded within Klarna’s platform, that will bolster their businesses through hard times and periods of growth.”

The revenue-based funding options will be launched to Klarna's international merchant base over the next few months.

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