Mastercard’s Open Banking Connect service is now enabled for credit card holders of the Lloyds Banking Group brands, including the Halifax, Bank of Scotland and Lloyds Bank itself.

The new functionality means cardholders can pay their credit card bills via their mobile app and draw on funds directly from a current account of their choice.

By initiating a PISP (Payment Initiation Service Provider) payment using Mastercard’s Open Banking Connect system, the Lloyds app will enable customers to have more choice over how they securely pay their credit card balance.

There is now no need for re-keying debit card details or having to set up the credit card as a payee from a current account using a different banking app.

The Mastercard update is in addition to Lloyds’ existing Open Banking features, which allow customers to manage their money and compare current accounts from different banks.

Kelly Devine, divisional president for the UK and Ireland at Mastercard, said: “Offering innovative, convenient and secure ways for people to pay is what we strive for and our Open Banking solutions bring together the best card and account-to-account payment rails.

“Lloyds customers can now pay down their credit card balances directly from an account of their choice.”

Elyn Corfield, managing director for consumer finance at Lloyds Banking Group, added: “We want to make it quick and easy for our customers to pay their credit card bills in just a few clicks, safe in the knowledge that their payments are completely secure.”

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