The global FinTech investment market is returning to growth after several years of decline, according to a new report by Innovate Finance.

Global FinTech investment reached $53 billion across 5,918 deals in 2025, up 21 per cent from 2024.

The industry body said the figures reflect a stabilising environment and increasing investor confidence.

According to the research, investment momentum accelerated in the second half of the year, rising 61 per cent compared to the first half of 2025.

FinTech investment in the UK rose to $3.6 billion in 2025, according to a new report by Innovate Finance.

The industry body said this ranks the UK second place globally behind the US, which saw investment of $25.1 billion.

India had the next highest levels of investment at $3.4 billion, while the UAE and Singapore saw $2.5 billion and $2 billion of investment respectively.

In Europe, the UK ranked first and attracted more deals than the next five European countries combined.

Europe raised $8.8 billion across 1,391 deals in 2025, with the UK accounting for 534 deals.

France returned to the global top 10 with $1.1 billion across 127 deals, followed by Germany with $1 billion from 149 deals.

Over the past decade, Innovate Finance said only the US, UK, India, and Germany have consistently appeared in the global Top 10.

While investment concentration has eased, the top ten markets still account for 82 per cent of global FinTech funding in 2025, which the report said indicates that capital is spreading slowly.

While leading hubs remain dominant, the report said that emerging markets are gaining ground.

Janine Hirt, chief executive of Innovate Finance, said the figures show the resilience, strength and global competitiveness of the “phenomenal” UK FinTech ecosystem.

“Other countries are quickly gaining pace however, and so to maintain our global lead it is imperative that we push ahead on delivering key regulatory reforms with speed, increase access to growth capital, and continue to foster an environment which is attractive for both domestic and international entrepreneurs and investors,” she added. “Our thriving UK FinTech sector is driving growth and productivity across the country, supporting consumers with the cost of living, facilitating greater financial inclusion, and creating thousands of jobs each year.”

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