Digital challenger bank Chase has rolled out its first credit card in the UK.

The card offers 0 per cent interest on purchases for up to 15 months, no foreign exchange fees and no annual fees.

Features include real time balance updates, instant notifications on purchases, and in-app tools such as the ability to turn on and off certain spending features, and spend tracking.

To request a credit card, customers need to open a Chase account and check their eligibility and apply for the card via the bank’s app.

Like their debit card, Chase credit card in the UK is numberless. The card doesn’t show visible numbers, expiry dates, or CVV codes printed on the physical card.

Instead, all details are stored in the Chase app, where only users can access them, with the system designed to add a layer of security in case of loss or theft.

The system also enables users to freeze or unfreeze the card instantly in the app, and even generate new card details without needing a replacement.

Mark Powys, MD, daily banking and borrowing, Chase, says: "Designed specifically to meet the borrowing needs of our customers, the Chase credit card offers a seamless digital experience and a range of features to help people effortlessly manage their money."

Chase launched its UK digital bank in September 2021, marking JPMorgan Chase’s first retail banking venture outside the United States.

The bank currently counts over 1.6 million customers and £15 billion in deposits.

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