InsurTech startup Neos has launched the UK’s first ever connected home insurance service, which uses the latest technology to prevent household incidents occurring.

The proposition, which combines smart technology, 24/7 monitoring and emergency assistance, alongside comprehensive home insurance from Hiscox, has today begun beta testing and is expected to be available to the general public in early 2017.

Aimed at actively protecting consumers’ homes, the new service includes technology such as HD cameras, motion sensors, smoke detectors and smart moisture sensors that detect leaks early. All of this is controlled from a single app, giving consumers the option to check on their home from wherever they are and receive alerts the moment any of the sensors are triggered.

The data collected by the smart devices is also protected by “bank-grade” encryption technology, according to Neos.

Matt Poll, CEO and co-founder of Neos, commented: “We believe insurance should do far more than just pay out for claims. It’s in the interests of both the consumer and the insurer to actively prevent things from going wrong.

“That’s why we’re taking a fresh approach to insurance and giving consumers the option to actively protect the home, people and things they care about. We want to create the best insurance experience anywhere in the world.”

The overall package costs the same as a home insurance quote from Hiscox, which includes home emergency cover plus a £9.50 monthly service fee. Homeowners will also receive £650 worth of smart technology kit for free when they sign up.

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