Mastercard launches ‘selfie pay’ in Europe

Mastercard has announced the European roll out of Identity Check Mobile, a new payment app that uses biometric technology such as fingerprints or facial recognition to verify a cardholder’s identity.

Following a series of successful trials in the Netherlands, the US and Canada, the new app is being introduced in the UK, Austria, Belgium, Czech Republic, Denmark, Finland, Germany, Hungary, the Netherlands, Norway, Spain and Sweden. Mastercard stated that the new technology will be rolled out across the world in phases throughout 2017.

Identity Check Mobile is designed to speed up the digital checkout experience for customers, allowing them to verify their identity by using the fingerprint scanner on their smartphone or by taking a selfie photo.

The move comes following research from Mastercard which found that European consumers prefer biometric payments to current systems that rely on passwords. Nine out of 10 respondents indicated that they would like to replace their password with biometric identification, while 75 per cent of users believed that the switch to biometrics would decrease fraud.

Ajay Bhalla, president of enterprise risk and security at Mastercard, said: “This is a significant milestone in the evolution of payments. Shopping in person has been revolutionised thanks to advances like contactless cards, mobile payments and wearables, and now we are making Identity Check Mobile a reality for online shopping in Europe, and soon, the world.”

    Share Story:

Recent Stories


Creating value together: Strategic partnerships in the age of GCCs
As Global Capability Centres reshape the financial services landscape, one question stands out: how do leading banks balance in-house innovation with strategic partnerships to drive real transformation?

Data trust in the AI era: Building customer confidence through responsible banking
In the second episode of FStech’s three-part video podcast series sponsored by HCLTech, Sudip Lahiri, Executive Vice President & Head of Financial Services for Europe & UKI at HCLTech examines the critical relationship between data trust, transparency, and responsible AI implementation in financial services.

Banking's GenAI evolution: Beyond the hype, building the future
In the first episode of a three-part video podcast series sponsored by HCLTech, Sudip Lahiri, Executive Vice President & Head of Financial Services for Europe & UKI at HCLTech explores how financial institutions can navigate the transformative potential of Generative AI while building lasting foundations for innovation.

Beyond compliance: Building unshakeable operational resilience in financial services
In today's rapidly evolving financial landscape, operational resilience has become a critical focus for institutions worldwide. As regulatory requirements grow more complex and cyber threats, particularly ransomware, become increasingly sophisticated, financial services providers must adapt and strengthen their defences. The intersection of compliance, technology, and security presents both challenges and opportunities.