Curve, a FinTech targeting the Millennial generation, has launched a metal smart card which allows users to combine all their credit and debit cards on a single card.

The London-based startup, which began offering its consolidated card and app service last year, said that its new Metal card will allow users to access spending abroad with zero currency conversion fees and a range of cashback and rewards at premium retailers, including Harrods and Selfridges. It also allows returns on spending with tech platforms including Uber and Amazon.

The Metal card, which is available in three colours, is being marketed to globetrotting consumers as a way of simplifying their personal finances. It uses app-based technology to sync financial data for multiple accounts and cards, and allows users to select their payment method via the app at the point of purchase.

Curve, which does not hold a banking licence, launched its card services following a beta roll-out in February 2018, and claims to have seen customer numbers rise by 40 per cent on a monthly basis to around 300,000 since then.

It has plans to roll its Metal card out across the UK before expanding “slowly” into European markets.

The company is supported prominent FinTech figures, including Transferwise chief executive Taavet Hinrikus and Henry Ritchotte, former chief operating officer of Deutsche Bank.

Diego Rivas, product lead at Curve said: “We want everyone to have the ability to choose the services and products they want, when they want them, and have the power to change those choices whenever they want to.”

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