ClearBank has launched a new digital asset settlement service designed to help regulated financial institutions move money across borders more efficiently.

The company said its new Digital Asset Rails capability allows clients to transfer stablecoins and settle fiat payments in euros through SEPA Instant, with support for dollar-pegged stablecoin USDC set to follow later this year.

The service already supports live client payment flows and targets banks, payment institutions and electronic money institutions looking to improve liquidity management and reduce friction in cross-border settlement.

ClearBank said the platform combines digital asset infrastructure with regulated banking rails to support programmable liquidity and round-the-clock settlement.

Clients can convert fiat funds into EURC, a MiCA-compliant euro-denominated stablecoin issued by Circle, transfer the value digitally, and then redeem the funds back into fiat currency through SEPA Instant payouts.

The bank said the model reduces the need for prefunding across multiple markets and creates a more flexible approach to international payments.

“As the financial system evolves, clients need infrastructure that keeps pace with how they operate today,” said Mark Fairless, group chief executive at ClearBank. “By combining our cloud-native platform with regulated banking, we are removing friction from cross-border flows and giving clients a more effective way to control and deploy liquidity.”

In April, ClearBank Europe became the first Dutch credit institution to complete MiCA notification for digital asset services, enabling it to operate as a crypto-asset service provider and expand into digital currency infrastructure.

The move marked ClearBank Europe’s entry into regulated digital asset clearing, part of its wider strategy to integrate blockchain-based payments within traditional banking systems.

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