Mobile NFC app approved

MasterCard has approved the world’s first UICC-embedded software application from Gemalto, designed for mobile near field communications (NFC).

The application is compliant with Mobile MasterCard PayPass M/Chip 4.

Both the software application and the UICC have achieved the compliance assessment and security testing certification in accordance with MasterCard’s highest chip security requirements.

The breakthrough, said Gemalto, paves the way for mass-commercial rollouts of NFC payment across the world. Gemalto currently partners with a global, first-tier financial institution and a world-leading mobile operator to implement the new application and carry out the solution’s first mass-commercial rollout.

The payment application can be configured to cover all card portfolios, including debit, credit and prepaid – in which case it enables consumers to top-up their prepaid accounts directly from their mobile phone.

“We are pleased to collaborate with Gemalto to broadly expand the use of mobile payment services,” said James Anderson, vice president, Mobile, MasterCard Worldwide. “Leveraging the interoperability of MasterCard PayPass, Gemalto’s effort will enable cross-border mobile NFC payment, adding ease to the fast-paced lifestyles of more and more consumers across the world.”

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