The instant payments inflection point has arrived. With transaction volumes expected to reach 22% of global payments by 2028 (Capgemini, World Payments Report 2026) and new cross-border interoperability schemes going live throughout 2026, banks face a critical choice: lead with modern infrastructure or fall behind competitors who can process payments faster, cheaper, and round-the-clock.
But readiness isn't just about flipping a switch on a new rail. Banks struggling with legacy batch-processing systems, fragmented payment architectures, and limited operating windows are discovering that instant payments expose – rather than solve – underlying infrastructure weaknesses. The question isn't whether to adopt instant payments, but whether your technology stack can sustain them profitably at scale.
This webinar cuts through the hype to provide a practical roadmap for 2026 and beyond. We'll examine which infrastructure investments deliver measurable ROI, how to balance multiple payment rails without operational chaos, and where banks should focus to turn instant payments from a cost centre into a revenue driver.
The discussion will address the infrastructure reality of instant payments: why legacy systems can't simply be "upgraded" for real-time processing, and what cloud-agnostic architecture actually delivers in practice. Expert speakers will explore how intelligent routing across multiple payment rails reduces costs and failures, and examine the business case for 24/7 availability without overinvesting in idle capacity.
Beyond pure speed, the webinar will cover how banks can leverage ISO 20022 data and overlay services like Request to Pay and proxy payments to differentiate their offerings. Attendees will come away with practical benchmarks to assess their institution's readiness and a clear view of what's required to compete effectively in an always-on payments environment.
