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08:30 - 09:00        Registration and refreshments

09:00 - 09:10        Chairman's welcome

09:10 - 09:40        Keynote session

09:40 - 10:10        The age of Fintech: New risks, new regulations

What is on the horizon for global payments and will you be in compliance with regulation

10:10 - 10:30        Sponsored speaker

10:30 - 11:00         Digital identity, security and fraud

New technologies to allow easy payments can also make for easy fraud

11:00 - 11:30         Coffee break

11:30 - 12:00         Payments: What the consumer wants

Payments have been, of late, technology driven, but as technology becomes more sophisticated and options to consumers widen, it is important to understand the consumers, the trends of use, migrations and what the consumer wants.

12:00 - 12:20         Sponsored speaker

12:20 - 13:00         Panel discussion

Convergence – P2P, crowdfunding, social media, payments, virtual currency – are the once separate entities becoming one? And what are the implications?

13:00 - 13:20         Sponsored speaker

13:20 - 14:20         Lunch

14:20 - 14:50         Transformation

What are the newest start-ups are doing? And what does this mean for the industry?  

14:50 - 15:20         New behaviours, new business models: Why understanding data is crucial

From Big Data to profiles, can data help the payments industry become faster and more secure?

15:20 - 15:40         Sponsored speaker

15:40 - 16:10         Virtual currencies: Blockchain

Will 2016 be the year that virtual currencies break out, or are they already at a peak?

16:10 - 16:20        Chairman's closing comments

16:20 onwards     Networking drinks